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The terms that apply when using the Pangolin Associates website.

Last updated 25/6/26

In this policy, Pangolin Associates, we, our or us is:

Pangolin Associates Pty Ltd ABN 28 145 644 819; and
any related entities of Pangolin Associates Pty Ltd, including its holding company and any subsidiaries.

Introduction

Welcome to the website of Pangolin Associates Pty Ltd (Pangolin). By accessing or using this website, you agree to comply with and be bound by these Terms of Use (Terms). If you do not agree to these Terms, you should not use this website.

These Terms are governed by the laws of NSW, Australia.

Website Purpose

This website is provided for general informational purposes regarding Pangolin’s professional services, capabilities, insights, and contact information. The content on this website does not constitute professional, legal, financial, or commercial advice.

Use of the Website

You agree to use this website lawfully and in a manner that does not infringe the rights or restrict the use of this website by any other person.

You must not:

use the website for unlawful or fraudulent purposes;

interfere with the operation or security of the website;

attempt to gain unauthorised access to systems or data;

introduce malicious software or harmful code;

copy, reproduce, or exploit website content without permission.

Intellectual Property

Unless otherwise stated, all content on this website, including text, graphics, logos, branding, documents, and other materials, is owned by or licensed to Pangolin and is protected under Australian intellectual property laws.

You may view, download, and print content for personal or internal business use only. You must not reproduce, modify, distribute, or commercially exploit any content without our prior written consent.

Accuracy of Information

We aim to ensure the information on this website is current and accurate. However, we make no warranties or representations regarding the completeness, accuracy, reliability, or suitability of the information provided.

Information on this website may change without notice.

Professional Advice Disclaimer

The content on this website is general in nature and should not be relied upon as professional advice. You should obtain independent professional advice appropriate to your circumstances before acting on any information contained on this website.

Third-Party Links

This website may contain links to third-party websites for convenience only. Pangolin does not endorse or control those websites and is not responsible for their content, privacy practices, or availability.

Limitation of Liability

To the maximum extent permitted by law, Pangolin excludes all liability for any loss, damage, cost, or expense arising from or related to:

use of, or reliance on, this website or its content;

interruption or unavailability of the website;

errors, omissions, or inaccuracies in website content;

viruses or harmful components transmitted through the website.

Nothing in these Terms excludes any rights or guarantees that cannot be excluded under Australian Consumer Law.

Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect personal information.

Security

While we take reasonable steps to protect this website, we do not guarantee that the website will be secure, uninterrupted, or free from viruses or other harmful elements.

Users are responsible for ensuring their own systems are adequately protected.

Changes to These Terms

We may update these Terms from time to time. Updated versions will be published on this website and take effect from the date of publication.

Governing Law

These Terms are governed by the laws of Victoria, Australia. Any disputes arising in connection with these Terms or the use of this website will be subject to the exclusive jurisdiction of the courts of Victoria.